Goated Loans
Needing some extra cash? Collateral your rewards and secure a loan now to boost your balance!
Nov 29, 2025
UPDATE: Our loan feature is currently unavailable while we work on upgrades and improvements. We don’t have an exact timeframe for its return just yet, but we’ll share an update as soon as it’s back.
We're currently trialing a brand-new loan feature to Platinum+ players that lets you borrow using your future rewards as collateral.
You can loan from Goated, here.
If you’d like to repay your loan, you can do so directly through the loan feature using USDC, here.
Just so you know, we don't disclose the exact formula used to calculate the available loan amount. However, if a loan isn’t repaid within a reasonable time, the outstanding loan will automatically be deducted from your future rewards. If this was not possible and if any loans remain unpaid after 30 days, Goated reserves the right to disable or permanently delete your account, along with removing any associated benefits.
Please note that you can only take out a maximum of four loans within a 24-hour period.